The Benefits of Freezing Your Credit Report and Understanding the Ramifications

credit card, bank card, theft

In a world where identity theft and financial fraud are becoming increasingly common, protecting your credit is more important than ever. One of the most effective ways to safeguard your financial identity is by freezing your credit report. While it’s a powerful tool for preventing unauthorized access to your credit, it’s important to understand how […]

Are there any other companies that offer credit reports.?

There are other companies* that offer credit scores but these are not official credit scores. That being said they  can usually give you a nearly accurate representation of your true score. *(These companies will be in the resources section of the member site).

Free Weekly Reports Through April 2022

Check your credit report memo on the page.

During the COVID-19 pandemic, accessing your credit is important. That’s why Equifax, Experian and TransUnion are continuing to offer free weekly online credit reports through AnnualCreditReport.com.   Request your free credit reports 1. Fill out a form Fill out one form to request one, two, or three credit reports 2. Pick the reports you want […]

Starting or Rebuilding credit card offers.

FLEXIBLE PAYMENT DUE DATE 24/7 Customer Service Account Protection Atoumatic Account Alerts Contactless Pay Digital Wallet FLEXIBLE PAYMENT DUE DATE 24/7 Customer Service Account Protection Atoumatic Account Alerts Contactless Pay Digital Wallet FLEXIBLE PAYMENT DUE DATE 24/7 Customer Service Account Protection Atoumatic Account Alerts Contactless Pay Digital Wallet

Does it cost money to dispute errors or correct information on my credit report?

It doesn’t cost anything to dispute mistakes or outdated items on your credit report. Both the credit reporting company and the information provider (the person, company, or organization that provides information about you to a credit reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage of all your […]

What do I do if I need to see what is on my credit report?

Fico Score

Each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — is required to provide you with a free copy of your credit report once every 12 months, if you ask for it. To order, visit annualcreditreport.com, or call 1-877-322-8228. You may order reports from each of the three credit reporting companies at the same […]