What are the biggest factors that make up a credit score?
Payment history (35%) Amounts owed (30%) Length of credit history (15%) New credit (10%) Credit mix (10%)
Who provides the credit scores?
Lenders normally check two credit scores: FICO and VantageScore.
Are there any other companies that offer credit reports.?
There are other companies* that offer credit scores but these are not official credit scores. That being said they can usually give you a nearly accurate representation of your true score. *(These companies will be in the resources section of the member site).
Who are the main credit reporting companies?
Experian Equifax Transunion